The LVZ investment management philosophy adheres to a fully diversified but actively managed approach to money management. We manage our client portfolios in a manner that proactively takes advantage of market and economic trends while remaining fully diversified.
LVZ traditional assets allocation investment portfolios remain fully invested at most times according to our models. We believe the greatest risk most investors face is the failure of the income provided by their capital to keep up with the rising cost of living. Therefore our traditional asset allocation programs typically remain fully invested in target allocations while maintain the ability to increasing cash equivalents during times of increase market volatility. At all times we work diligently to make adjustments to client portfolios that reduce volatility without compromising opportunity.
LVZ believes that an active asset allocation process will offer the opportunity to increase risk-adjusted returns over time. As such, LVZ will seek to increase the allocation to those asset classes and market sectors that show potential for better future performance while at the same time reduce the allocation to asset classes and sectors facing the most resistance. Generally, we look on a limited basis to use alternative assets and specific market sectors to broaden the diversity of the LVZ traditional asset allocation portfolios. The core positions are a diversified line up of asset classes of equities and taxable or tax-exempt fixed income positions.