Investment Management

Lorence & Vander Zwart provides its’ clients with professional investment management services using individual stocks, ETF’s, bonds, mutual funds and deferred investment products.

The Lorence & Vander Zwart management team is comprised of individuals with a strong securities background and education.  The investment committee meets regularly to discuss current events in the market, review compiled research, and plan for future market moves.  We believe that following this process brings well rounded results.

Risk Management

Lorence & Vander Zwart recommends the review and analysis of risks associated with the successful continuation of their client financial plans. This often includes the recommendation and analysis of insurance products such as life, disability and long term care. As part of the ongoing maintenance and review Lorence and Vander Zwart will provide appropriate alternatives in accordance with your Financial Plan.

Organization & Coordination

Lorence & Vander Zwart believes that coordination with other professionals in their client’s lives is paramount to the success of the financial plan. This may include regular correspondence with the following:

  • Certified Public Accountant or Accountant
  • Estate Planning Attorney or Legal Advisor
  • Bankers/Brokers
  • Real Estate Professionals
  • Insurance/Risk Advisors

Legacy Planning & Specialized Gifting Strategies

Lorence & Vander Zwart works with many clients to provide sophisticated legacy planning. This can often include the funding of specialized Trusts through coordinated efforts with the client’s legal advisors. Legacy planning can also be accomplished through specific gifting of highly appreciated investments. The establishment of Donor Advised Funds can significantly reduce capital gains tax while accomplishing the funding of the client’s favorite charitable organization.