403(b) Plans

HopeCollegeMiller800If you’re a professor, school teacher or work for a tax exempt organization, like a non-profit, hospital or library, you may be eligible for a 403(b) retirement program. 403(b) retirement accounts are typically accumulated by pre-tax salary reduction contributions although some organizations allow for after tax 403(b) Roth contributions. It is important to review which is right for your retirement planning.

At Lorence & Vander Zwart, we believe that developing a smart plan for your retirement may hinge on the effective use of your employer’s 403(b) retirement plan.

We currently manage 403(b) individual accumulations and contributions
(Employer and Employee) at the following fine institutions:

Bard College (Annandale-on-Hudson, NY)
Hope College (Holland, MI)
Grand Valley State University (Allendale/Grand Rapids, MI)
Michigan State University (Lansing, MI)
Penn State University (State College, PA)
University of Michigan (Ann Arbor, MI & All Campuses)
Vanderbilt University (Nashville, TN)

If you would like to learn more about our 403(b) active portfolio management or would like us to add your employer to the list above. Contact Us.